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Cargo Insurance

We arrange cargo insurance for the duration of transport — on request, together with the delivery cost estimate.

By default, a carrier has basic liability under the CMR Convention — but it's capped by law, not by the actual value of your cargo. Under CMR Article 23(3), the maximum payout for loss or damage is calculated from the cargo's weight — 8.33 SDR per kilogram, regardless of what the cargo is actually worth. The same limited-liability principles apply to domestic transport within Estonia and to freight forwarding too — this isn't just an international-transport issue.

If your cargo's value per kilogram exceeds that limit — which in practice happens more often than it seems, from electronics to raw food materials — the carrier's basic liability won't cover a full payout. In that case the cargo needs to be insured separately, and we arrange this together with the transport request: no need to go around insurers separately explaining from scratch what you're shipping and by which route.

We have partners — insurance brokers we've worked with for years — and experience specifically with cargo insurance policies, not generic “just in case” cover. If an insured event happens — damage, loss, a delay with consequences — we don't hand you over to the insurance company to sort it out alone; we handle the settlement ourselves. Our goal isn't to sell a policy, but to actually minimise your risk, and that takes understanding, not just a checkbox on a form.

What's Included

Calculating the carrier's CMR liability limit (8.33 SDR per kg) for your specific cargo
Arranging additional cargo insurance through partner insurance brokers — for the full value of the cargo, not just the carrier's liability limit
Applies to domestic and international transport and to freight forwarding — not only direct international routes
Arranged together with the transport request — no need to go anywhere separately
Support if an insured event occurs — from filing to actual settlement, without handing the client off to a third party

How It Works

Tell us the cargo, its value and the route — domestic, international, or via freight forwarding.
We compare the cargo's value against the carrier's CMR liability limit and tell you plainly whether the basic liability is enough.
If needed, we arrange additional insurance through a partner broker — in the same request, with no extra steps.
If something happens to the cargo in transit, we handle the filing and settlement ourselves, through to the result.

Other Services

Domestic Transport International Transport Freight Forwarding Warehousing